Keller Mortgage does not charge an origination fee, underwriting fee, processor fee, transaction fees, rate lock fee etc….
And for loans greater than $150k they give a $1000 credit back at closing, which will cover the cost of your Appraisal and Inspection. On top of all that they offer competitive rates and order the appraisal day 1. If you don’t close, you don’t pay for the appraisal.
How can they do all this and still offer lower rates? Unlike most loan companies like Quicken Loans or Rocket Mortgage, who pay Millions of dollars a year to advertising, Keller Mortgage doesn’t spend a dime. You will only hear about them through Keller Williams Agents. That puts thousands of dollars per transaction back in the pocket of you, the buyer!